Melissa Jean-Baptiste thought she was doing all the right things when it came to her finances, but after trying to secure a loan to buy her first home, she quickly realized the reality. She wasn’t doing anything, learning how money truly operated, or how to use it as a tool. Fast forward, and Melissa now helps other millennials build generational wealth through debt management strategies, passive income and investing, and a communal digital space to start their debt-free journey.
So do you want to know how Melissa paid off $102,000 in debt on a New York City teacher's salary? And how you can also plan for an early work optional retirement? Tune in and find out!
KEY POINTS:
Why Melissa began her money journey
How to pay off debt with other financial goals in mind
Pivoting your budget throughout your journey
Melissa’s ultimate money hack
Is a side hustle always a good idea?
QUOTABLES:
“Sit down with that money. Look at what you have. Look at where you want to go and push past the discomfort.” - Melissa Jean-Baptiste
“You can use money to leverage a lot of different things that can lead to more money, lead to property assets and growing wealth.” - Melissa Jean-Baptiste
GUEST RESOURCES:
Melissa Jean-Baptiste
IG | instagram.com/millennialindebt
Get Your Copy of So...This Is Why I'm Broke - https://amzn.to/3OYCnIc
Have career and leadership development questions? Email Kimberly at podcast@manifestyourself.com
Learn more about Kimberly Brown and download a free career strategy template at kimberlybonline.com
Read the book “Next Move, Best Move: Transitioning Into a Career You’ll Love” at nextmovebestmovebook.com
Follow Kimberly on social media:
IG | @kimberlybonline - instagram.com/kimberlybonline
FB | facebook.com/kimberlybonline
Twitter | twitter.com/kimberlybonline
LinkedIn | linkedin.com/in/kimberlybonline
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Kimberly gives excellent advice about how to reflect on where you’d like to go in your career and act strategically to grow with intention & integrity. Highly recommend not only this podcast for the great tips and interviews but also her book.
Kimberly literally shares everything I only WISH I knew before working my way up the corporate ladder and transitioning into a job that I’d love (and one that paid me WELL). She touches on everything from pivoting in my career to salary negotiations - and what I appreciate most is that she speaks from a place of experience! She has RECEIPTS. I also love that the information is delivered in bite sized episodes - short enough for a quick listen, but long enough to make a lasting impact and providing actionable tips to implement. This podcast has my highest recommendation - especially for women of color looking to break through limiting beliefs, secure their dream position, and finally to get paid their worth.
I love the messages and positive energy of this podcast. I want to use the tips in my daily life. I listened to “Mixtape Confidence” episode and it was very insightful on how personal life and work are a balance that we need to focus on. Also , i love the reference to the movie “Girls Trip”. The actress Tiffany Haddish has a very inspiring story . Hopefully one day she will be a guest on the podcast
Kimberly is a gem! Going to grab a copy of her book.
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