Melissa Jean-Baptiste thought she was doing all the right things when it came to her finances, but after trying to secure a loan to buy her first home, she quickly realized the reality. She wasn’t doing anything, learning how money truly operated, or how to use it as a tool. Fast forward, and Melissa now helps other millennials build generational wealth through debt management strategies, passive income and investing, and a communal digital space to start their debt-free journey.
So do you want to know how Melissa paid off $102,000 in debt on a New York City teacher's salary? And how you can also plan for an early work optional retirement? Tune in and find out!
KEY POINTS:
Why Melissa began her money journey
How to pay off debt with other financial goals in mind
Pivoting your budget throughout your journey
Melissa’s ultimate money hack
Is a side hustle always a good idea?
QUOTABLES:
“Sit down with that money. Look at what you have. Look at where you want to go and push past the discomfort.” - Melissa Jean-Baptiste
“You can use money to leverage a lot of different things that can lead to more money, lead to property assets and growing wealth.” - Melissa Jean-Baptiste
GUEST RESOURCES:
Melissa Jean-Baptiste
IG | instagram.com/millennialindebt
Get Your Copy of So...This Is Why I'm Broke - https://amzn.to/3OYCnIc
Have career and leadership development questions? Email Kimberly at podcast@manifestyourself.com
Learn more about Kimberly Brown and download a free career strategy template at kimberlybonline.com
Read the book “Next Move, Best Move: Transitioning Into a Career You’ll Love” at nextmovebestmovebook.com
Follow Kimberly on social media:
IG | @kimberlybonline - instagram.com/kimberlybonline
FB | facebook.com/kimberlybonline
Twitter | twitter.com/kimberlybonline
LinkedIn | linkedin.com/in/kimberlybonline
Your Next Move is edited by Instapodcasts (visit at instapodcasts.com)
Kimberly gives excellent advice about how to reflect on where you’d like to go in your career and act strategically to grow with intention & integrity. Highly recommend not only this podcast for the great tips and interviews but also her book.
Kimberly’s content is billed as being for women and people of color. As a white male, I feel that her content is universally applicable. As a person that benefited from privilege I appreciate having access to this point of view. I feel that being able to get an understanding of these topics from her perspective helps me better approach these topics with my employees.I hope she keeps producing new episodes and publishing books.
This is not a podcast you can listen to while cruising or running errands. Kimberly drops so many FREE gems in each episode, you’ll regret not having something to jot them down. If you’ve been feeling complacent in your career or lacking in vision, her tools are guaranteed to reignite purpose and acceleration to your drive. Your Next Move is the empowerment and advising I didn’t know I needed until now. I can’t wait until the book comes out. Thank you, Kimberly!!lol
So, so good! Kimberly just has IT!
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