Melissa Jean-Baptiste thought she was doing all the right things when it came to her finances, but after trying to secure a loan to buy her first home, she quickly realized the reality. She wasn’t doing anything, learning how money truly operated, or how to use it as a tool. Fast forward, and Melissa now helps other millennials build generational wealth through debt management strategies, passive income and investing, and a communal digital space to start their debt-free journey.
So do you want to know how Melissa paid off $102,000 in debt on a New York City teacher's salary? And how you can also plan for an early work optional retirement? Tune in and find out!
KEY POINTS:
Why Melissa began her money journey
How to pay off debt with other financial goals in mind
Pivoting your budget throughout your journey
Melissa’s ultimate money hack
Is a side hustle always a good idea?
QUOTABLES:
“Sit down with that money. Look at what you have. Look at where you want to go and push past the discomfort.” - Melissa Jean-Baptiste
“You can use money to leverage a lot of different things that can lead to more money, lead to property assets and growing wealth.” - Melissa Jean-Baptiste
GUEST RESOURCES:
Melissa Jean-Baptiste
IG | instagram.com/millennialindebt
Get Your Copy of So...This Is Why I'm Broke - https://amzn.to/3OYCnIc
Have career and leadership development questions? Email Kimberly at podcast@manifestyourself.com
Learn more about Kimberly Brown and download a free career strategy template at kimberlybonline.com
Read the book “Next Move, Best Move: Transitioning Into a Career You’ll Love” at nextmovebestmovebook.com
Follow Kimberly on social media:
IG | @kimberlybonline - instagram.com/kimberlybonline
FB | facebook.com/kimberlybonline
Twitter | twitter.com/kimberlybonline
LinkedIn | linkedin.com/in/kimberlybonline
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I just listened to Episode 22, Being an Ambitious Woman with Tiffany Aliche and was so impressed. The time just flew by as I enjoyed the solid career advice Kimberly and Tiffany shared. Documenting your accomplishments was one of the ideas that I thought was especially good -- because if YOU don't know what you accomplished and what your big wins are, you cannot possibly expect others to remember. I look forward to tuning in again.
This episode was like having a conversation with friends. Friends who have been in the trenches with you and understand corporate life.I am embarking on a new work from home morning routine and liked how Kimberly and Tara talked about having a plan but going with the flow. Some days I need coffee before mindfulness… it’s my routine I can do what feels right!Thanks ladies!
Kimberly shares her honest opinions and best advice on managing your career. Her delivery is direct, concise and easy to follow. Loved her episode with Ariel and their thoughts on burnout. A must listen!
This podcast came right on time! My fiancé attended a conference & met Kimberly. He immediately told me about her book and her story & I was hooked. I really feel like listening to this podcast and reading her book will truly propel me and many into the next career move. Often times I find podcast that speak solely to quitting your job, but what about us that really enjoy what we do and just want to elevate? Kimberly did THAT! & I’m appreciative.This isn’t a podcast that you listen to in the background, GRAB YOUR PEN & PAPER! 🙌🏾
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